All-in-one credit cards come in form of a smart card. There are many companies that offer such cards and their minute details make them apart from each other. With so many new payment options around, it’s hard to differentiate between them and it seems that digital cards are coming out on top. Smart Cards offer the convenience and some extra security of your data but at a price. An all-in-one smart card is capable of storing the information from all your other cards and thus, you can just carry one single smart card instead of carrying so many different cards. Almost all of these support nearly every single card that has a magnetic stripe such as loyalty cards, gift cards, debit cards, credit cards etc.
If you want to become an early adopter, you will be excited about these all-in-one credit cards.
Let’s look at the top all-in-one credit cards.
Plastc
Plastc comes with the ability to store up to 20 cards on the device and unlimited on the mobile app. It is the most user-friendly card. You can arrange the order of the cards as per the convenience. When it comes to security, users can opt for a 4-digit passcode. Plastc has an e-ink touchscreen that makes it quick to select a particular card.
It has a battery that lasts for 30 days but is rechargeable through a wireless charging station which is received when you first get the card. When it comes to best technology, battery life and pricing, Plastc is a winner in the race of all-in-one credit cards.
Cost: $155
Swyp
This sleek metal card can hold as many as 25 cards including credit cards, debit cards, gift cards, loyalty rewards and more. It has the ability to work at any store, restaurant or payment terminal. It includes a small display that shows your account information. You can toggle through the cards as and when you require and it will eventually learn which cards you like to use depending on the time of day and location. The battery life is two years and the company says that it will be rechargeable.
Cost: $49 pre-order/$99 retail
Coin
Coin is simple to use and can be swiped just like a standard card. Coin notifies users via Bluetooth in case they left their card behind. With Coin, one can store up to 8 cards. Coin uses NFC and is EMV-compatible so that users can tap to pay and can also integrate their chip-and-pin cards to the device. All EMV credit cards holders can use the device through contactless payments similar to Apple Pay working. Coin comes with non-rechargeable battery that lasts for about 2 years.
Cost: $100
Stratos Card
Stratos is a sort of universal credit card that consolidates all the plastic cards in your wallet. It is as thin as a standard credit card and does not look or feel electronic. It can hold three credit cards but the app can hold an unlimited amount. When we talk about card interaction, Stratos is the best choice. You can tap the card on any surface and press one of the card indicators and then just swipe. The design of the smart card evokes a sense of luxury and prestige with use of dark color tones. We love the minimalistic approach to design with providing several color schemes. It uses bank-level encryption and is safer than the cards in your wallet. Stratos feature non-rechargeable battery that lasts for two years.
Cost: $95/one year and $145/ two years
A quick look at top all-in-one credit cards:
| All-in-one Credit Cards | Plastc | Swyp | Coin | Stratos | Size | 3.35″ x 2.23″ x 0.031″ | 3.375” x 2.125” x 0.03” | 3.125″ x 2.125″ x 0.033″ | No information on exact specifications but size is same as other credit cards |
| Number of Cards | 20 on device, unlimited on mobile app | 25 on device | 8 on device, unlimited on mobile app | 3 on device, unlimited on mobile app |
| Support Chip’n’Pin Credit Cards | Yes | Yes | Yes | Not yet |
| Support for NFC-based Contactless Payments | Yes | Yes | Yes | Will add in future version |
| Remote Wipe Feature | Yes | Yes | Yes | Yes |
| Mobile Platforms | iOS and Android | iOS and Android | iOS and Android | iOS and Android |
| Proximity Alerts | Yes | Yes | Yes | Yes |
| Card Locking | With a 4 digit pin | Yes, 4-digit pin secure mode | Yes | Uses a Secure lockdown |
| Card Suggestions | No | Yes | No | Yes, location based |
| Information Display | Yes | Yes | Yes | No |
| Battery Backup | 30 days, rechargeable | 2 years | 2 years | No information |
| Wireless Charging | Yes | No | No | No |
| Price | $155 | $49 pre-order/$99 retail | $100 | $95/one year and $145/ two years |
| Company’s Website | Plastc.com | Swypcard.com | OnlyCoin.com | StratosCard.com |
Which features do you admire the most in all-in-one credit cards? What are your thoughts about these newbies in the payment systems? Let us know your views in the comments!
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